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Thought for the day - stride forward into the world, eager to seek bright new value for the benefit of yourself and those around you

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Josephine Pemberton is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0D41122), CO, IA, MT, NC, NE, NV, NY, OR, SC, TN, TX, UT, WA, and WI. No insurance business may be conducted outside the states referenced.

Josephine Pemberton is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4365 Executive Drive, Ste. 800, San Diego, CA 92121, 619-516-0085. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, MO, NC, NV, NY, OR, SC, TN, TX, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

PEMBERTON FINANCIAL & INSURANCE SERVICES INC. is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither PEMBERTON FINANCIAL & INSURANCE SERVICES INC. nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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