Retirement Planning

The sooner you plan for your retirement the better. Our objective is to help you identify your retirement goals and implement a strategy to achieve those goals. Our planning focuses on tax¹ efficiency and diversification² of assets.

Some sources of income we will review:

Social Security income is paid to people who contribute to the system, and to their dependents.

Pensions provide income from a retirement plan your employer has established in your name.

Salary reduction plans let you use pretax salary to build an investment portfolio. Assets can be withdrawn to provide income.

IRA's are individual retirement accounts that let your investments grow tax-deferred until you begin regular withdrawals, usually after age 59 1/2.

Annuities are tax-deferred investment contracts that can be converted to a regular stream of income, which will continue throughout your lifetime³.

Personal investments in stocks, bonds, real estate, CD's, and other products can provide retirement income, be converted to cash or be used to buy income-producing investments, including annuities.

Jobs, either part-time or full-time, can provide income as you need it.

Give us a call to schedule a meeting to review what you have currently in place for retirement and to determine whether you are on target of achieving your retirement goals. We are here to help you.